Fee-only, SEC Registered Investment Advisers
Ayaz brings almost thirty years of investment management experience to West Branch Capital. He serves as the firm’s Chief Executive Officer. Ayaz founded West Branch Capital in 2004 after spending over twenty years as a top wealth advisor at premier global investment banks: Kidder Peabody, Smith Barney and Lehman Brothers. At Lehman Brothers, he helped build the Wealth Management Group in Boston and co-managed the Equity and Fixed Income Middle Market Institutional Trading Desks. Ayaz has managed client portfolios throughout his career. Ayaz holds an M.A/M.B.A and a B.A/B.S from Syracuse University.
With the decline of traditional pensions, most of us are now responsible for squirrelling away money for our own retirement. In today’s do-it-yourself retirement savings world, we rely largely on 401(k) plans and IRAs. However, there are obviously flaws with the system because about one-fourth of working Americans have no retirement savings at all–including 13% …
10 Ways the Secure Act Will Impact Your Retirement Savings Read More »
Understanding the changes for 2020 so you can maximize your retirement There are some significant changes to your retirement plans starting January 1, 2020. Between the Internal Revenue Service announcing cost-of-living adjustments for tax year 2020 and the new Secure Act, there is a lot to digest. Here are the highlights: IRS Cost-of-Living Adjustments Detailed …
2020 Contribution Limit Changes & the Secure Act Read More »
When planning for retirement, it is extremely important to understand and account for health care expenses. Typically, these expenses consist of Medicare or Medicare Advantage premiums, supplemental plan premiums, and out-of-pocket expenses (deductibles, copays, coinsurance, etc.). Medicare Most individuals age 65 or older in the U.S. will participate in a Medicare or Medicare Advantage plan. …
Encourage your student to think about their future financial self Mid-August is the time of year that our kids pack the U-Haul and head to college. And while they’re excited about a brand-new semester, it can be frightening to see the cost – and rising college debt – that comes with the college experience. What …